BANKING SERVICES
Service Charges
Bilagi Pattan Sahakari Bank Niyamit is committed to providing transparent and affordable banking services. The following service charges are applicable as per the Bank's prevailing rules and are subject to revision from time to time.
Outward Bills for Collection - Per Bill
| Upto ₹5000 | ₹25 + GST |
| From ₹5001 to ₹10000 | ₹50 + GST |
| From ₹10001 to ₹100000 | ₹100 + GST |
| Above ₹100000 | 0.25% of Bill Amt + GST |
NEFT/RTGS Transactions
| Inward Transactions | NIL |
| Outward < ₹2 Lakhs | ₹10 + GST |
| Outward < ₹2 Lakhs > 5 Lakhs | ₹25 + GST |
| Outward ₹5 Lakhs & Above | ₹50 + GST |
Savings Bank Minimum Balance Details
| Min Balance | Charges on less Min Balance | |
|---|---|---|
| Accounts with Cheque Book facility | ₹1000 | ₹25 + GST |
| Accounts without Cheque Book facility | ₹200 | ₹10 + GST |
Safe Deposit Locker
| Small Locker | ₹1,200 |
| Medium Locker | ₹2,000 |
| Large Locker | ₹3,500 |
Accounts Related
| Account Statement (1 Year Subscription) | ₹100 + GST |
| SB/CA Account Closure | ₹50 + GST |
| Interest Certificate (1 Year Subscription) | ₹50 + GST |
| Change of Nominee | ₹50 + GST |
| Incidental Charges-SB/CA (Half-Yearly) | ₹50 + GST |
| Passbook- Duplicate Copy | ₹50 + GST |
Cheque Book
| 10 Leaves | ₹50 + GST |
| 20 Leaves | ₹100 + GST |
| General Cheque | per leaf ₹10 + GST |
| Stop Payment/Cheque/DD Cancellation | per leaf ₹50 + GST |
| Cheque Return | ₹50 + GST & Collection Bank charges + Service Charges |
Commission for drawing DD/Cheque/Pay Order
| Upto ₹10000 | ₹20 + GST |
| From ₹10001 to ₹100000 | ₹50 + GST |
| Above ₹10000 | ₹1 + GST for Every ₹1000 & Min ₹100 + GST |
Service Charges on Gold Valuation
| Minimum Charges | ₹100 + GST |
| For every Rs. 100 of the value of the gold | ₹0.30 + GST |
| Maximum Charges | ₹1000 + GST |
Loan Processing Fee
| Apllication Form Fee | ₹100 + GST |
| Loans Upto ₹50000 | ₹300 |
| Loans Above ₹50000 | 0.60% of Loan Amount |
Other Charges
| NOC/NDC | ₹50 + GST |
| Customer Photo/Signature Verification | ₹50 + GST |
| Bank's Bye Law Copy | ₹1000 + GST |
Important Note
All service charges are subject to revision from time to time as per the Bank's policy. GST and other applicable taxes will be charged wherever applicable. Customers are requested to contact the nearest branch for the latest schedule of charges.